Insurance for car hire UK
January 6th, 2010 Subscribe To Our Feed
Our Top Travel Resource - You Won't Believe What You're Reading! By law in the UK everyone needs to have insurance for the vehicle covering third party risk. This rule applies to the vehicle rental companies as well. This mean that the vehicle has to have insurance cover for the eventuality that the vehicle is involved in an incident in which third party property is damaged or a person is injured. So when you rent a car from a vehicle rental company in the UK this insurance cover will be in place without you having to pay for it directly as part of your rental cost . The car is likely to have comprehensive insurance included in the rental cost. This covers the cost of repair to the car in the event that it has been damaged. However, due to the insurance costs incurred by the car hire company, they normally try to offset their costs by having an insurance excess or deductible on their policy. The excess amount could be in the region of GBP 600.Excess amount could be more if the vehicle is a premium type vehicle , like a sports car . The vehicle hire company make the person hiring the vehicle responsible for the insurance excess amount. The vehicle hire staff will normally work off a chart of sorts to establish the approximate cost of repair. Once a vehicle is returned damaged to a vehicle rental branch . They will then apply this cost to the hirers credit card. There is some doubt that the car hire company actually contacts the hirer to refund the difference. In the event that the cost of repair is actually less than the amount charged to the credit card. The hirer should make a point of contacting the car rental company to establish what the exact of cost of damage was in case they are entitled to a refund. Car Hire Prestwick Airport – All Inclusive 
This means that in the event that the car is damage, the renter would be liable for the excess amount.of damage to the car, if the excess has been set as GBP 600. By doing this they reduce their insurance costs and also give the renter an incentive to try and avoid the vehicle being damaged.
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